NEW YORK STATE AUTO DAMAGE AND THEFT QUIZ 17-71
LATEST 2023-2024 ACTUAL EXAM 170 QUESTIONS AND
CORRECT DETAILED ANSWERS (VERIFIED ANSWERS)
|AGRADE
What is the amount of bond that must be posted with the state of New York to
obtain an adjuster’s license?
$1,000.
$5,000.
$2,000.
$7,500. – ANSWER- $1,000
Question:
In the case of a total vehicle loss, the adjuster will pay the insured which of the
following?
All of the responses could apply depending on the circumstances
The cost to replace the vehicle with like kind and quality if a current year model
Use the most recent publication of an “Official Used Car Guide”
If not listed in the “Guide,” obtain quotations from automobile dealers –
ANSWER- All of the responses could apply depending on the circumstances
New York has been struck with a catastrophe and adjusters are desperately needed.
The Superintendent of Insurance can issue a temporary adjuster permit in an
emergency situation such as this for _ days.
30
90
60
120 – ANSWER- 120
The voltage for the engine’s power stroke is delivered from the distributor to the
cylinder by the:
spark plugs.
starter solenoid.
battery.
alternator. – ANSWER- spark plugs
What component on power brakes uses the engine to create a vacuum, allowing the
driver to press the brake with less force?
Master cylinder
Hydraulic actuator
Pinion gear
Power booster – ANSWER- Power booster
Which one of the following components is NOT considered part of the fuel
system?
Exhaust manifold
Intake manifold
Air cleaner
Fuel lines – ANSWER- Exhaust manifold
A device which is used to minimize small property claims and helps to keep
insurance premiums down is:
A valued policy
Insurable interest
A deductible
Coinsurance – ANSWER- A deductible
Where is the driver’s side air bag module located?
In the steering wheel
Above the glove compartment
In the side window
In the windshield – ANSWER- In the steering wheel
The Superintendent of Insurance: I. Must be a resident of New York II. Is
appointed by the Governor III. Holds office at the pleasure of the governor IV.
Must annually examine the books and records of insurers operating in New York
I, II, III and IV
I, II and III only
I, III and IV only
I and II only – ANSWER- I, II and III only/The Superintendent must be a citizen
and resident of this state and is appointed by the governor, by and with the advice
and consent of the senate, and holds office at the pleasure of the governor. He or
she must examine insurers operating in New York every five years.
What does “S” indicate on the appraisal report?
Struts
Structural components
Sections to be painted
Supply – ANSWER- Structural components
What allows the steering wheel to change the direction the vehicle is traveling?
Steering linkage
Steering axis
Steering knuckles
Steering ratio gears – ANSWER- Steering linkage
The New York Superintendent of Insurance is:
Elected by the citizens of New York.
Elected by the state legislature.
Appointed by the governor.
Appointed by the state legislature. – ANSWER- Appointed by the governor
In auto physical damage insurance, which of the following would NOT be
considered an insured peril for coverage to apply?